At $32,121/yr net price, The Master's University and Seminary graduates earn $57,106/yr within 10 years of enrollment, which is $23,106/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $32,121 |
| Estimated 4-Year Cost | $128,484 |
| Median Earnings (10yr post-entry) | $57,106/yr |
| Earnings Premium vs. HS Diploma | +$23,106/yr |
| Estimated Break-Even | 5.6 years |
| Graduation Rate (6-year) | 63.7% |
| Median Debt at Graduation | $20,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $31,026/yr |
| $30,001 - $48,000 | $27,113/yr |
| $48,001 - $75,000 | $27,969/yr |
| $75,001 - $110,000 | $33,288/yr |
| $110,001+ | $33,808/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Theological and Ministerial Studies. | Master | $53,168 | $24,402 |
| Business Administration, Management and Operations. | Bachelor | $45,919 | $19,500 |
| Theological and Ministerial Studies. | Bachelor | $31,127 | $21,500 |
| Communication and Media Studies. | Bachelor | $30,771 | $22,250 |
| Liberal Arts and Sciences, General Studies and Humanities. | Bachelor | $25,967 | $14,636 |
The Risk Factor
63.7% of students at The Master's University and Seminary graduate within 6 years. A significant share of students finish, but roughly 36% do not complete their degree.
Analysis
The Master's University runs a mixed financial picture with a low debt load and modest earnings. You graduate with median debt around $20,500, which is manageable, and 64% of students finish. Retention is solid at 85%, so most freshmen come back. But median earnings ten years out sit near $57,000, which is middling for a private school charging over $32,000 a year.
Your major matters more here than at most schools. Business Administration is the clear winner among bachelor's programs, and it also comes with the lowest debt of the top four. Theological and Ministerial Studies, Communication, and Liberal Arts all report program earnings in the $26,000 to $31,000 range at the bachelor's level, which is low against California's cost of living. If you pick one of those, you should have a clear plan for how you'll earn a living, because the salary data does not promise much.
The specific risk here is the gap between the sticker price and what non-business majors earn early on. Paying Santa Clarita and greater Los Angeles rent on $30,000 a year is hard, and this is a faith-focused school where ministry and theology draw many students into lower-paying fields by design.
On price, the net cost barely drops as income falls. Families under $30,000 pay about $31,000, only slightly less than families over $110,000 near $34,000. Middle-income families in the $30,000 to $75,000 range actually get the best deal, paying around $27,000. If you're low-income, do not assume this school gets much cheaper for you.
This school fits you if you want a business degree with low debt, or if ministry is your calling and you accept the earnings tradeoff. If you need strong salary returns to justify the cost, look elsewhere.
Frequently Asked Questions
Is The Master's University and Seminary worth the cost?
The Master's University and Seminary offers mixed value depending on your program choice. While the median debt of $20,500 is manageable, the 10-year median earnings of $57,106 are below average for college graduates, and the 63.7% graduation rate indicates completion challenges.
What are the best paying majors at The Master's University and Seminary?
Business Administration graduates earn the highest median salary at $45,919 after 10 years, while some Theological and Ministerial Studies tracks reach $53,168. Liberal Arts graduates average only $25,967, making it a financially risky choice given the $32,121 annual cost.
How much debt do The Master's University and Seminary graduates have?
The median debt for graduates is $20,500, which is relatively low compared to national averages. However, with many programs leading to lower-paying careers, even this modest debt load can be challenging to repay.
Does The Master's University and Seminary provide good financial aid?
With a net price of $32,121 per year, the school's financial aid brings costs down from the full sticker price. The relatively low debt levels suggest aid packages help, but the high net price still creates affordability challenges for many students.