At $20,133/yr net price, Toccoa Falls College graduates earn $36,630/yr within 10 years of enrollment, which is $2,630/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $20,133 |
| Estimated 4-Year Cost | $80,532 |
| Median Earnings (10yr post-entry) | $36,630/yr |
| Earnings Premium vs. HS Diploma | +$2,630/yr |
| Estimated Break-Even | 30.6 years |
| Graduation Rate (6-year) | 46.0% |
| Median Debt at Graduation | $22,250 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $18,552/yr |
| $30,001 - $48,000 | $19,953/yr |
| $48,001 - $75,000 | $20,025/yr |
| $75,001 - $110,000 | $20,916/yr |
| $110,001+ | $22,603/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Clinical, Counseling and Applied Psychology. | Bachelor | $25,194 | $23,250 |
The Risk Factor
46.0% of students at Toccoa Falls College graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Toccoa Falls College graduates earn a median of $36,630 ten years out, which sits below what many bachelor's holders make and barely clears a living wage in most of Georgia. The one bachelor program with earnings data, Clinical and Counseling Psychology, comes in even lower at $25,194 while carrying $23,250 in debt. That combination is a warning sign: you would borrow more than you make in your first year.
The financial return here is weak on the numbers alone. A 46% graduation rate means fewer than half of you finish, and a 57% retention rate means many leave after year one. If you drop out with debt and no degree, the math gets worse fast. This is a Bible college, so the low earnings partly reflect graduates heading into ministry, missions, and counseling work that pays little by design. If that is your calling, the salary figures matter less to you than they would to someone chasing a payoff.
Net price barely moves with income. Families under $30k pay $18,552. families over $110k pay $22,603. That gap of roughly $4,000 is small, which means low-income families here get less discounting than they would at schools with deeper need-based aid. You are looking at around $20,000 a year regardless of what your family earns.
Toccoa Falls is a reasonable financial fit if you are pursuing ministry or faith-based work and value that mission over earnings, and if you can finish in four years to hold debt down. If you want a degree that pays back the cost, look elsewhere. The available psychology earnings data suggests you will graduate owing more than you earn, and no listed program here shows a strong return.
Frequently Asked Questions
Is Toccoa Falls College worth the cost compared to other colleges?
Toccoa Falls College graduates earn $36,630 ten years after graduation, which is below the national average for college graduates. With a net price of $20,133 per year and median debt of $22,250, the financial return is modest compared to most four-year institutions.
What are the best paying majors at Toccoa Falls College?
Clinical, Counseling and Applied Psychology is the top-earning program at Toccoa Falls College, with graduates earning around $25,194. This is still significantly below national averages for college graduates in most fields.
How much debt do Toccoa Falls College students typically graduate with?
The median debt for Toccoa Falls College graduates is $22,250. Given that graduates earn an average of $36,630 ten years out, this debt level is manageable but limits the overall financial benefit of the degree.
Does Toccoa Falls College have good graduation rates and job outcomes?
Toccoa Falls College has a 46% graduation rate, meaning more than half of students who start don't finish. The low graduation rate combined with below-average earnings makes this a high-risk investment for many students.