At $13,869/yr net price, Troy University graduates earn $42,062/yr within 10 years of enrollment, which is $8,062/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $13,869 |
| Estimated 4-Year Cost | $55,476 |
| Median Earnings (10yr post-entry) | $42,062/yr |
| Earnings Premium vs. HS Diploma | +$8,062/yr |
| Estimated Break-Even | 6.9 years |
| Graduation Rate (6-year) | 46.8% |
| Median Debt at Graduation | $25,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $12,718/yr |
| $30,001 - $48,000 | $12,632/yr |
| $48,001 - $75,000 | $15,109/yr |
| $75,001 - $110,000 | $15,553/yr |
| $110,001+ | $14,278/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $91,389 | $41,000 |
| Business Administration, Management and Operations. | Master | $58,549 | $35,797 |
| Educational Administration and Supervision. | Master | $55,512 | |
| Public Administration. | Master | $55,102 | $44,295 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $54,382 | $21,625 |
| Accounting and Related Services. | Master | $53,775 | $20,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $51,273 | $20,417 |
| Criminal Justice and Corrections. | Master | $50,606 | $47,711 |
| Computer and Information Sciences, General. | Bachelor | $49,136 | $25,000 |
| Human Resources Management and Services. | Master | $46,321 | $36,771 |
The Risk Factor
46.8% of students at Troy University graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Troy University gives you a mixed financial return that leans weak. You pay about $13,869 a year and graduate with median debt of $25,000, but the typical graduate earns just $42,062 a decade out. That earnings figure sits low enough that the debt load matters, and it's dragged down further by a graduation rate under 47%. If you leave without the degree, you keep the debt and lose the earnings bump entirely.
Your major decides everything here. Nursing is the clear winner: graduates earn $54,382 while carrying the lowest debt on the list at $21,625. Computer and information sciences pays $49,136, though you take on the full $25,000 debt to get there. Business management lands at $43,674, and general business drops to $40,129 for the same debt. Teacher education pays the least at $38,289, and against $25,000 in loans that math is tight.
The retention rate of 73% is the risk to watch. Roughly one in four students doesn't return after the first year, and the 47% graduation rate means finishing is far from certain. Borrowing for a degree you may not complete is the specific danger at Troy.
Net price barely moves with income. Families under $30k pay about $12,718, while families earning $48-75k actually pay more at $15,109. There's little price break for lower-income families, so the sticker cost hits nearly everyone the same.
Troy fits you if you're committed to nursing or computer science and confident you'll finish. If you're headed into teaching or general business, or unsure you'll graduate, the earnings don't clearly justify $25,000 in debt, and a cheaper option deserves a look.
Frequently Asked Questions
Is Troy University worth the cost?
Troy University offers decent value with a low net price of $13,869 annually and manageable debt of $25,000. However, the 47% graduation rate and $42,062 median earnings after 10 years suggest many students struggle to complete their programs or see strong financial returns.
What are the best paying majors at Troy University?
Nursing programs at Troy University lead to the highest earnings, with some graduates earning over $90,000. Business administration and education administration also show solid returns around $55,000-$58,000.
How much debt do Troy University graduates have?
Troy University graduates have a median debt of $25,000, which is reasonable compared to the national average. With 10-year earnings of $42,062, graduates typically face manageable debt-to-income ratios if they complete their degrees.
What is Troy University's graduation rate and does it affect ROI?
Troy University has a 47% graduation rate, meaning more than half of students don't finish their degrees. This significantly impacts ROI since students who don't graduate still carry debt but miss out on the earnings boost that comes with a completed degree.