At $28,690/yr net price, University of Mary Hardin-Baylor graduates earn $56,132/yr within 10 years of enrollment, which is $22,132/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $28,690 |
| Estimated 4-Year Cost | $114,760 |
| Median Earnings (10yr post-entry) | $56,132/yr |
| Earnings Premium vs. HS Diploma | +$22,132/yr |
| Estimated Break-Even | 5.2 years |
| Graduation Rate (6-year) | 53.4% |
| Median Debt at Graduation | $26,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $25,906/yr |
| $30,001 - $48,000 | $25,332/yr |
| $48,001 - $75,000 | $25,729/yr |
| $75,001 - $110,000 | $28,686/yr |
| $110,001+ | $33,693/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $92,124 | $41,000 |
| Business Administration, Management and Operations. | Master | $64,990 | $31,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $61,643 | $27,000 |
| Educational Administration and Supervision. | Doctoral | $61,020 | $68,125 |
| Computer Science. | Bachelor | $55,964 | |
| Business Administration, Management and Operations. | Bachelor | $43,426 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $43,319 | $26,375 |
| Educational Administration and Supervision. | Master | $42,682 | $30,150 |
| Accounting and Related Services. | Bachelor | $42,682 | $23,500 |
| Teacher Education and Professional Development, Specific Subject Areas. | Bachelor | $42,044 | $27,000 |
The Risk Factor
53.4% of students at University of Mary Hardin-Baylor graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
University of Mary Hardin-Baylor delivers mixed financial returns, with nursing programs standing out as clear winners while several majors struggle to justify their costs.
Your best bet financially is nursing, where graduates earn over $90,000 annually despite higher debt loads. The program's strong earning power easily covers the $41,000 median debt. Business administration also performs well at nearly $65,000 in median earnings with moderate debt of $31,000.
Computer science graduates face a concerning reality at UMHB. Despite the field's strong national prospects, graduates here earn just $55,964, well below what you'd expect from a CS degree. You can likely find better computer science ROI elsewhere.
Educational administration presents the worst financial picture. Graduates carry crushing debt of $68,125 while earning only $61,020, creating an unsustainable debt-to-income ratio that will burden you for years.
The school's 53% graduation rate poses serious financial risk. Nearly half of students who start here never finish, leaving them with debt but no degree. The 68% retention rate suggests many students recognize problems early and transfer.
UMHB works financially if you're pursuing nursing or business and confident you'll graduate. The school's Christian focus and small size appeal to specific students, but you're paying a premium for that environment. If you're considering computer science or education, look at state schools or institutions with stronger track records in those fields.
With only 37% of students receiving financial aid, merit scholarships appear limited. Most families pay close to the full $28,690 annual net price, making this an expensive choice that only pays off in select programs.
Frequently Asked Questions
Is University of Mary Hardin-Baylor worth the cost?
University of Mary Hardin-Baylor's value depends heavily on your major. Nursing graduates earn $92,124 within 10 years, making the $28,690 annual cost worthwhile, but other programs show weaker returns with overall graduate earnings at $56,132.
What programs at University of Mary Hardin-Baylor have the best ROI?
Nursing programs offer the strongest return on investment at University of Mary Hardin-Baylor, with graduates earning over $90,000 within 10 years. Business and computer science graduates earn $55,000-$65,000, which provides moderate value given the cost.
How much debt do University of Mary Hardin-Baylor students typically graduate with?
University of Mary Hardin-Baylor graduates leave with a median debt of $26,000. This is manageable for nursing majors who earn $90,000+ but creates financial stress for graduates in lower-paying fields.
Does University of Mary Hardin-Baylor have good graduation rates?
University of Mary Hardin-Baylor has a 53% graduation rate, which is below average for four-year colleges. This means nearly half of students leave without a degree, making the investment particularly risky.