At $28,690/yr net price, University of Mary Hardin-Baylor graduates earn $56,132/yr within 10 years of enrollment, which is $22,132/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $28,690 |
| Estimated 4-Year Cost | $114,760 |
| Median Earnings (10yr post-entry) | $56,132/yr |
| Earnings Premium vs. HS Diploma | +$22,132/yr |
| Estimated Break-Even | 5.2 years |
| Graduation Rate (6-year) | 53.4% |
| Median Debt at Graduation | $26,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $25,906/yr |
| $30,001 - $48,000 | $25,332/yr |
| $48,001 - $75,000 | $25,729/yr |
| $75,001 - $110,000 | $28,686/yr |
| $110,001+ | $33,693/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $92,124 | $41,000 |
| Business Administration, Management and Operations. | Master | $64,990 | $31,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $61,643 | $27,000 |
| Educational Administration and Supervision. | Doctoral | $61,020 | $68,125 |
| Computer Science. | Bachelor | $55,964 | |
| Business Administration, Management and Operations. | Bachelor | $43,426 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $43,319 | $26,375 |
| Educational Administration and Supervision. | Master | $42,682 | $30,150 |
| Accounting and Related Services. | Bachelor | $42,682 | $23,500 |
| Teacher Education and Professional Development, Specific Subject Areas. | Bachelor | $42,044 | $27,000 |
The Risk Factor
53.4% of students at University of Mary Hardin-Baylor graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
University of Mary Hardin-Baylor gives you a mixed financial picture: median earnings ten years out land near $56,000, which clears the roughly $26,000 you borrow, but the $28,690 net price makes the margin thinner than it looks. The 53% graduation rate and 68% retention rate mean a real chance you leave without a degree while still owing the debt.
Your major decides everything here. Nursing is the clear winner, paying around $61,600 and backed by strong hospital demand across Central Texas. Computer science follows at close to $56,000. After that, the drop is steep. Business, teacher education, and accounting all pay in the low $40,000s, and business majors carry the same $27,000 debt load as nursing grads while earning nearly $18,000 less per year. If you plan to study education or business, the numbers work against you, and accounting only helps because its debt runs lower at $23,500.
The specific risk at UMHB is paying private-school prices for a middling completion rate. One in three students who start don't return for a second year, and nearly half don't finish. If you drop out, you own the debt with no degree to pay it back.
The net price tiers are unusual: families earning under $48,000 pay less, around $25,300 to $25,900, while families over $110,000 pay $33,693. If your family income is under $48,000, the cost is more manageable, but you still need to graduate to make it pay.
Come here for nursing or computer science and finish. If you want an education or business degree, or you're unsure you'll graduate, a cheaper public option protects you better financially.
Frequently Asked Questions
Is University of Mary Hardin-Baylor worth the cost?
University of Mary Hardin-Baylor's value depends heavily on your major. Nursing graduates earn $92,124 within 10 years, making the $28,690 annual cost worthwhile, but other programs show weaker returns with overall graduate earnings at $56,132.
What programs at University of Mary Hardin-Baylor have the best ROI?
Nursing programs offer the strongest return on investment at University of Mary Hardin-Baylor, with graduates earning over $90,000 within 10 years. Business and computer science graduates earn $55,000-$65,000, which provides moderate value given the cost.
How much debt do University of Mary Hardin-Baylor students typically graduate with?
University of Mary Hardin-Baylor graduates leave with a median debt of $26,000. This is manageable for nursing majors who earn $90,000+ but creates financial stress for graduates in lower-paying fields.
Does University of Mary Hardin-Baylor have good graduation rates?
University of Mary Hardin-Baylor has a 53% graduation rate, which is below average for four-year colleges. This means nearly half of students leave without a degree, making the investment particularly risky.