Cost Details
- In-State Tuition
- $14,318
- Out-of-State Tuition
- $19,762
- Average Net Price
- $18,464
- Students Receiving Financial Aid
- 18.2%
- Room & Board (On Campus)
- $10,206
- Room & Board (Off Campus)
- $10,062
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $25,524
- Median Debt at Graduation
- $22,024
- Estimated Monthly Loan Payment
- $233/mo
- Loan Repayment Rate
- 75.3%
- Students Taking Federal Loans
- 45.7%
- Pell Grant Recipients
- 18.2%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $6,393 |
| $30,001 – $48,000 | $7,919 |
| $48,001 – $75,000 | $11,619 |
| $75,001 – $110,000 | $18,262 |
| $110,001+ | $24,658 |
Cost Estimator
Cost Overview
Families earning under $30,000 pay just $6,393 annually at UMD, while those making over $110,000 face the full $24,658 net price. The four-year total ranges from roughly $25,600 to $98,600 depending on family income. Middle-class families earning $48,000-$75,000 pay around $11,619 per year.
Graduates leave with a median debt of $22,024, translating to monthly payments of $233. That's manageable against the $62,616 median salary ten years out. The 75% loan repayment rate suggests most alumni handle their debt successfully. Only 46% of students take federal loans, keeping borrowing relatively low for a public university.
In-state students get the best deal here. They make up 85% of enrollment and avoid the modest out-of-state premium. Low-income Minnesota families benefit most from UMD's generous need-based aid that covers nearly everything beyond room and board.
Graduates leave with a median debt of $22,024, translating to monthly payments of $233. That's manageable against the $62,616 median salary ten years out. The 75% loan repayment rate suggests most alumni handle their debt successfully. Only 46% of students take federal loans, keeping borrowing relatively low for a public university.
In-state students get the best deal here. They make up 85% of enrollment and avoid the modest out-of-state premium. Low-income Minnesota families benefit most from UMD's generous need-based aid that covers nearly everything beyond room and board.
Official Net Price Calculator
Get a personalized cost estimate from University of Minnesota-Duluth:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.