At $12,323/yr net price, University of Missouri-St Louis graduates earn $53,037/yr within 10 years of enrollment, which is $19,037/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $12,323 |
| Estimated 4-Year Cost | $49,292 |
| Median Earnings (10yr post-entry) | $53,037/yr |
| Earnings Premium vs. HS Diploma | +$19,037/yr |
| Estimated Break-Even | 2.6 years |
| Graduation Rate (6-year) | 56.9% |
| Median Debt at Graduation | $20,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $10,019/yr |
| $30,001 - $48,000 | $9,080/yr |
| $48,001 - $75,000 | $12,980/yr |
| $75,001 - $110,000 | $19,284/yr |
| $110,001+ | $18,260/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Optometry. | Doctoral | $95,376 | $167,750 |
| Business/Commerce, General. | Master | $80,718 | $28,405 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $79,389 | |
| Psychology, General. | Doctoral | $78,343 | |
| Electrical, Electronics and Communications Engineering. | Bachelor | $72,714 | $18,698 |
| Education, General. | Doctoral | $67,995 | $46,923 |
| Public Administration. | Master | $63,005 | |
| Computer Science. | Bachelor | $61,814 | $21,500 |
| Mechanical Engineering. | Bachelor | $60,523 | $27,250 |
| Accounting and Related Services. | Master | $60,523 | $18,945 |
The Risk Factor
56.9% of students at University of Missouri-St Louis graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
University of Missouri-St. Louis gives you a solid financial deal for a public school in a major metro. You pay a net price well below most four-year universities, carry median debt of $20,000, and land at a median salary that clears $53,000 a decade out. Your debt-to-earnings ratio here works in your favor, and the low sticker price is the reason.
Your major decides everything. Electrical engineering graduates pull in over $72,000 while carrying less debt than computer science or mechanical engineering grads. Mechanical engineering pays well but comes with the heaviest debt load on the list at $27,250, so the payoff is real but the borrowing is steeper. Computer science, civil engineering, and management information systems all land you in the high $50,000s to low $60,000s, which pairs nicely with a St. Louis job market that hires in tech, healthcare IT, and infrastructure. Engineering and IT are where the money is here. the median across all majors sits noticeably lower, so a non-technical degree pulls that number down.
The main risk is finishing. A 57% graduation rate and a 68% retention rate mean roughly a third of students don't come back after year one. Debt without a degree is the worst outcome, and that's the trap to avoid at this school.
Watch the net price tiers if your family earns between $75,000 and $110,000. You pay more here,over $19,000,than families making over $110,000. Below $48,000, you pay around $9,000 to $10,000, one of the better deals in public education.
This school fits you if you're commuting locally, majoring in engineering or IT, and keeping costs down. Look elsewhere if you need heavy structure to graduate on time or want a residential campus experience.
Frequently Asked Questions
Is University of Missouri-St Louis worth the cost?
UMSL offers solid value with a low net price of $12,323 and modest debt loads around $20,000. However, the 57% graduation rate is concerning, and general program earnings of $53,037 after 10 years are below national averages.
What are the best paying programs at University of Missouri-St Louis?
Optometry leads with $95,376 in 10-year earnings, followed by business at $80,718 and nursing at $79,389. Psychology and engineering also perform well above the school average.
How much debt do University of Missouri-St Louis graduates have?
The median debt is $20,000, which is reasonable compared to national averages. The low annual net price of $12,323 helps keep borrowing manageable for most students.
Does University of Missouri-St Louis have a good graduation rate?
The 57% graduation rate is below average for four-year universities. This means nearly half of students don't finish their degree, which significantly impacts the school's overall value proposition.