At $5,467/yr net price, University of New Mexico-Gallup Campus graduates earn $44,792/yr within 10 years of enrollment, which is $10,792/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $5,467 |
| Estimated 4-Year Cost | $21,868 |
| Median Earnings (10yr post-entry) | $44,792/yr |
| Earnings Premium vs. HS Diploma | +$10,792/yr |
| Estimated Break-Even | 2 years |
| Graduation Rate (6-year) | 18.8% |
| Median Debt at Graduation | $18,450 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $4,921/yr |
| $30,001 - $48,000 | $5,712/yr |
| $48,001 - $75,000 | $6,822/yr |
| $75,001 - $110,000 | $10,408/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $68,965 | |
| Dental Support Services and Allied Professions. | Certificate | $28,816 | |
| Business Administration, Management and Operations. | Associate | $25,194 | |
| Physical Sciences. | Associate | $23,579 | |
| Teacher Education and Professional Development, Specific Levels and Methods. | Associate | $21,234 | |
| Liberal Arts and Sciences, General Studies and Humanities. | Associate | $20,140 | $10,169 |
The Risk Factor
18.8% of students at University of New Mexico-Gallup Campus graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
University of New Mexico-Gallup Campus offers weak financial returns despite its low cost, with most graduates earning below the national average and an alarming 18.80% graduation rate that signals completion risk.
Nursing stands out as the clear financial winner at this campus, with graduates earning $68,965 annually compared to the overall median of $44,792. This program justifies the investment and debt load for students who complete it. All other programs show concerning earnings potential, with business graduates earning just $25,194 and education majors making $21,234 annually.
The biggest financial risk here is not graduating at all. With fewer than one in five students completing their programs, you face significant odds of accumulating debt without a credential. The $18,450 median debt load becomes problematic when paired with the low completion rate and modest earnings outside of nursing.
This school works financially if you're pursuing nursing and have strong academic preparation to ensure completion. The low net price of $5,467 makes it accessible, but only 28% of students receive financial aid, suggesting limited scholarship opportunities.
Skip this campus if you're considering any program besides nursing, as the earnings potential doesn't justify even the modest costs. Students interested in business, education, or physical sciences should look at four-year programs or community colleges with stronger completion rates and regional job placement records. The rural Gallup location limits job opportunities, making program choice even more critical for your financial future.
Frequently Asked Questions
Is University of New Mexico-Gallup Campus worth the cost?
The school offers strong value with a low net price of $5,467 annually and minimal debt at graduation. However, the 18.8% graduation rate is concerning and significantly impacts the return on investment for many students.
What are the best paying programs at University of New Mexico-Gallup Campus?
Nursing programs lead with graduates earning $68,965 annually, making them the clear ROI winners. Other programs like dental support services ($28,816) and business ($25,194) offer modest returns but still reasonable payback given the low cost.
How much debt do University of New Mexico-Gallup Campus graduates have?
Graduates typically leave with $18,450 in debt, which is manageable compared to national averages. The low cost of attendance helps keep borrowing minimal for most students.
What is the biggest risk of attending University of New Mexico-Gallup Campus?
The 18.8% graduation rate means most students don't complete their programs, often leaving with debt but no degree. Students should have realistic expectations about finishing and consider whether they're prepared for college-level work.