At $5,467/yr net price, University of New Mexico-Gallup Campus graduates earn $44,792/yr within 10 years of enrollment, which is $10,792/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $5,467 |
| Estimated 4-Year Cost | $21,868 |
| Median Earnings (10yr post-entry) | $44,792/yr |
| Earnings Premium vs. HS Diploma | +$10,792/yr |
| Estimated Break-Even | 2 years |
| Graduation Rate (6-year) | 18.8% |
| Median Debt at Graduation | $18,450 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $4,921/yr |
| $30,001 - $48,000 | $5,712/yr |
| $48,001 - $75,000 | $6,822/yr |
| $75,001 - $110,000 | $10,408/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $68,965 | |
| Dental Support Services and Allied Professions. | Certificate | $28,816 | |
| Business Administration, Management and Operations. | Associate | $25,194 | |
| Physical Sciences. | Associate | $23,579 | |
| Teacher Education and Professional Development, Specific Levels and Methods. | Associate | $21,234 | |
| Liberal Arts and Sciences, General Studies and Humanities. | Associate | $20,140 | $10,169 |
The Risk Factor
18.8% of students at University of New Mexico-Gallup Campus graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
University of New Mexico-Gallup Campus gives you a low-cost entry point with a serious catch: fewer than one in five students finishes. That 18.80% graduation rate is the number that shapes everything else here. If you leave without a credential, you still carry the debt without the earnings bump that makes it worthwhile.
Nursing is the clear payoff. The associate nursing program leads to about $68,965 a year, more than double what any other program here produces and well above the school's $44,792 median. In Gallup and the surrounding region, nursing demand is steady, so that credential travels. If you enroll here, nursing is the reason to do it.
The rest of the program list is weak. Business administration and physical sciences associate degrees land around $25,000 and $23,000, and the teacher education associate comes in lowest near $21,000. The dental support certificate sits at about $28,816. These are floors, not launching points, and several fall below what a full-time job at modest wages would pay without the degree. Treat these as steps toward a bachelor's elsewhere, not endpoints.
The cost side works in your favor. Net price runs low across income bands, and if your family earns under $30k you pay less than $5,000 a year. Median debt of $18,450 is manageable only if you graduate and land in nursing. on a $21,000 teaching salary, that same debt bites hard.
This school fits you if you want the nursing associate and can commit to finishing. If you're aiming at business, teaching, or general studies as a final credential, the earnings don't justify it,use it as a cheap transfer path to a four-year degree instead, or look elsewhere.
Frequently Asked Questions
Is University of New Mexico-Gallup Campus worth the cost?
The school offers strong value with a low net price of $5,467 annually and minimal debt at graduation. However, the 18.8% graduation rate is concerning and significantly impacts the return on investment for many students.
What are the best paying programs at University of New Mexico-Gallup Campus?
Nursing programs lead with graduates earning $68,965 annually, making them the clear ROI winners. Other programs like dental support services ($28,816) and business ($25,194) offer modest returns but still reasonable payback given the low cost.
How much debt do University of New Mexico-Gallup Campus graduates have?
Graduates typically leave with $18,450 in debt, which is manageable compared to national averages. The low cost of attendance helps keep borrowing minimal for most students.
What is the biggest risk of attending University of New Mexico-Gallup Campus?
The 18.8% graduation rate means most students don't complete their programs, often leaving with debt but no degree. Students should have realistic expectations about finishing and consider whether they're prepared for college-level work.