At $13,571/yr net price, University of Phoenix-Arizona graduates earn $37,752/yr within 10 years of enrollment, which is $3,752/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $13,571 |
| Estimated 4-Year Cost | $54,284 |
| Median Earnings (10yr post-entry) | $37,752/yr |
| Earnings Premium vs. HS Diploma | +$3,752/yr |
| Estimated Break-Even | 14.5 years |
| Graduation Rate (6-year) | 19.5% |
| Median Debt at Graduation | $31,553 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $12,784/yr |
| $30,001 - $48,000 | $13,853/yr |
| $48,001 - $75,000 | $15,320/yr |
| $75,001 - $110,000 | $17,243/yr |
| $110,001+ | $18,188/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Certificate | $124,271 | |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $100,487 | $31,196 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Doctoral | $98,670 | $66,759 |
| Health and Medical Administrative Services. | Doctoral | $91,744 | $90,679 |
| Bioethics/Medical Ethics. | Master | $88,596 | $24,376 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $88,250 | $15,273 |
| Business Administration, Management and Operations. | Doctoral | $77,536 | $76,500 |
| Educational/Instructional Media Design. | Doctoral | $70,456 | $79,671 |
| Health Services/Allied Health/Health Sciences, General. | Certificate | $70,456 | |
| Educational Administration and Supervision. | Certificate | $67,660 |
The Risk Factor
19.5% of students at University of Phoenix-Arizona graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
The financial picture at University of Phoenix-Arizona is weak, and the gap between the school-wide numbers and its best programs is where the story lives. Median earnings ten years out land below what many high school graduates earn, and with a 19.5% graduation rate and a 41% retention rate, most people who enroll here leave without a degree while carrying debt anyway. That combination is the core risk: you can borrow the full net price and still walk away with nothing to show for it.
Program choice changes everything here. The nursing bachelor's is the one clear win: graduates earn roughly $88,000 against about $15,000 in debt, a ratio no other program matches. Computer and Information Sciences pays around $67,000 but comes with more than double the debt load. Computer Programming is where the math turns ugly: earnings under $55,000 against nearly $47,000 in debt. Public Administration carries $38,000 in debt for similar pay. If you enroll here, nursing is the program that reliably pays back. the computing and administration tracks ask you to borrow heavily for middling returns.
Net price rises sharply with income, so the sticker moves from about $12,800 if your family earns under $30k to over $18,000 above $110k. Even at the low end, that price is only worth it if you finish, and the completion odds say most won't.
This school fits you if you are entering the nursing program, already know you can finish while working, and want a specific credential. If you are undecided, price-sensitive, or drawn to the computing programs, a community college or public university will give you better odds and less debt for the same fields.
Frequently Asked Questions
Is University of Phoenix-Arizona worth the cost?
University of Phoenix-Arizona has poor overall ROI with graduates earning just $37,752 ten years after enrollment despite median debt of $31,553. The 19.5% graduation rate means most students don't finish their programs.
What programs at University of Phoenix-Arizona have the best job prospects?
Nursing programs offer the strongest returns, with some graduates earning over $100,000 annually. Health administration programs also show decent outcomes at around $91,744, but most other programs significantly underperform.
How much student debt do University of Phoenix-Arizona graduates typically have?
Graduates carry a median debt of $31,553, which is problematic given the low average earnings of $37,752. This debt-to-income ratio makes loan repayment difficult for most graduates.
Does University of Phoenix-Arizona offer good financial aid?
The net price averages $13,571 per year, but the extremely low graduation rate means many students pay without completing degrees. Financial aid doesn't offset the risk of non-completion and poor earnings outcomes.