Student Outcomes
- Graduation Rate (4-year)
- 12.2%
- Median Earnings (10 years after entry)
- $37,752
- Median Debt at Graduation
- $31,553
- Student-to-Faculty Ratio
- 7:1
- Loan Repayment Rate
- 28.0%
- Estimated Monthly Loan Payment
- $335/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Computer and Information Sciences, General. | Bachelor | $67,660 | $34,165 |
| Finance and Financial Management Services. | Master | $60,173 | $38,912 |
| Business Administration, Management and Operations. | Certificate | $58,221 | $7,125 |
| Business Administration, Management and Operations. | Master | $56,498 | $30,432 |
| Computer Programming. | Bachelor | $54,967 | $46,918 |
| Accounting and Related Services. | Master | $51,488 | $33,586 |
| Human Resources Management and Services. | Certificate | $50,231 | $7,125 |
| Computer/Information Technology Administration and Management. | Bachelor | $49,842 | $41,154 |
| Computer Software and Media Applications. | Bachelor | $49,493 | $43,911 |
| Finance and Financial Management Services. | Bachelor | $49,306 | $44,801 |
| Business Administration, Management and Operations. | Bachelor | $48,220 | $34,767 |
| Human Resources Management and Services. | Master | $45,611 | $41,000 |
| Marketing. | Master | $45,340 | $40,705 |
| Computer/Information Technology Administration and Management. | Certificate | $44,305 | $7,125 |
| Human Resources Management and Services. | Bachelor | $44,246 | $45,000 |
Outcomes Overview
University of Phoenix-Texas graduates face significant financial challenges despite strong employment outcomes. With a 91.7% employment rate, most graduates find work quickly. However, the median debt of $31,553 creates a debt-to-earnings ratio of 84% against the $37,752 median salary after 10 years. Monthly loan payments of $335 consume roughly 11% of gross income, well above the recommended 10% threshold. The 28% loan repayment rate suggests many graduates struggle with their debt obligations. While the for-profit model serves working adults seeking career advancement, the combination of high debt, modest earnings growth, and poor repayment rates indicates a weak return on investment compared to traditional universities.