Cost vs. Outcomes
| Metric | Value |
|---|---|
| Median Earnings (10yr post-entry) | $37,752/yr |
| Earnings Premium vs. HS Diploma | +$3,752/yr |
| Median Debt at Graduation | $31,553 |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Computer and Information Sciences, General. | Bachelor | $67,660 | $34,165 |
| Finance and Financial Management Services. | Master | $60,173 | $38,912 |
| Business Administration, Management and Operations. | Certificate | $58,221 | $7,125 |
| Business Administration, Management and Operations. | Master | $56,498 | $30,432 |
| Computer Programming. | Bachelor | $54,967 | $46,918 |
| Accounting and Related Services. | Master | $51,488 | $33,586 |
| Human Resources Management and Services. | Certificate | $50,231 | $7,125 |
| Computer/Information Technology Administration and Management. | Bachelor | $49,842 | $41,154 |
| Computer Software and Media Applications. | Bachelor | $49,493 | $43,911 |
| Finance and Financial Management Services. | Bachelor | $49,306 | $44,801 |
Analysis
The financial return at University of Phoenix-Texas is weak, and the median numbers say why: ten years out, typical earnings sit at $37,752 while median debt runs $31,553. You carry nearly a dollar of debt for every dollar you earn in a year, which is a bad ratio for a for-profit school where the price is not offset by the kind of aid you'd find at a public university.
The programs that pay off are narrow and all in computing. Computer and Information Sciences is the clear winner, with graduate earnings near $67,660 against $34,165 in debt. That's the one degree here where the math works cleanly. Computer Programming pays $54,967 but comes with $46,918 in debt, so the earnings advantage gets eaten by loan payments. IT administration, software applications, and finance all land under $50,000 while carrying $41,000 to $45,000 in debt. In Dallas, where tech and finance employers are plentiful, those wages undercut what the local market pays comparable graduates.
The specific risk here is debt outpacing pay in every listed program except the top one. If you enroll expecting the finance or programming degree to cover its own cost, the debt loads above $44,000 make that hard.
This school is a reasonable financial fit only if you're targeting the Computer and Information Sciences degree and can hold your borrowing down. For any other major, or if you'd qualify for aid at a Texas public four-year, look there first. The net price tiers matter most at lower incomes: if you land in a higher-cost tier while earning near the $37,752 median, repayment on $31,000-plus of debt will strain your budget for years.
Frequently Asked Questions
Is University of Phoenix-Texas worth the cost compared to other colleges?
University of Phoenix-Texas graduates earn $37,752 ten years after enrollment, which is below the national average for college graduates. With median debt of $31,553, many graduates face negative return on investment in their first decade after graduation.
Which programs at University of Phoenix-Texas offer the best job prospects?
Computer and Information Sciences leads with $67,660 average earnings, followed by Finance at $60,173. Business programs vary widely, with some earning $58,221 and others $56,498, while Computer Programming graduates average $54,967.
How much debt do University of Phoenix-Texas students typically graduate with?
The median debt for University of Phoenix-Texas graduates is $31,553. This debt load is concerning given that typical graduate earnings of $37,752 may make loan repayment difficult.
Should I choose University of Phoenix-Texas over a community college or state school?
University of Phoenix-Texas costs significantly more than community colleges and state schools while producing lower average earnings. Students would likely see better financial outcomes at less expensive public institutions.