Cost vs. Outcomes
| Metric | Value |
|---|---|
| Median Earnings (10yr post-entry) | $37,752/yr |
| Earnings Premium vs. HS Diploma | +$3,752/yr |
| Median Debt at Graduation | $31,553 |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Computer and Information Sciences, General. | Bachelor | $67,660 | $34,165 |
| Finance and Financial Management Services. | Master | $60,173 | $38,912 |
| Business Administration, Management and Operations. | Certificate | $58,221 | $7,125 |
| Business Administration, Management and Operations. | Master | $56,498 | $30,432 |
| Computer Programming. | Bachelor | $54,967 | $46,918 |
| Accounting and Related Services. | Master | $51,488 | $33,586 |
| Human Resources Management and Services. | Certificate | $50,231 | $7,125 |
| Computer/Information Technology Administration and Management. | Bachelor | $49,842 | $41,154 |
| Computer Software and Media Applications. | Bachelor | $49,493 | $43,911 |
| Finance and Financial Management Services. | Bachelor | $49,306 | $44,801 |
Analysis
University of Phoenix-Texas delivers weak financial returns for most students, with median earnings of just $37,752 ten years after graduation against $31,553 in debt. This puts you barely ahead of what many high school graduates earn without the loan burden.
Computer and Information Sciences stands out as the clear winner, generating $67,660 in median earnings that justify the $34,165 debt load. Finance programs also show decent returns at $60,173, though the $38,912 debt reduces the appeal. Business Administration programs present a mixed picture with earnings around $56,000-$58,000, but debt levels vary wildly from $7,125 to $30,432 depending on the specific track.
The biggest financial risk here is program selection. Choose anything outside the top-earning majors and you face serious debt-to-income problems in the Texas job market. Only 22% of students receive financial aid, meaning most pay full freight for mediocre outcomes.
This school makes financial sense if you need the flexibility of online learning for a computer science or finance degree and cannot access better options. Working adults seeking career changes in tech might find value in the computer programs. However, traditional college-age students and those interested in other fields should look elsewhere for better ROI.
Skip University of Phoenix-Texas unless you specifically need online delivery for one of the higher-paying programs and have exhausted community college transfer pathways to state universities.
Frequently Asked Questions
Is University of Phoenix-Texas worth the cost compared to other colleges?
University of Phoenix-Texas graduates earn $37,752 ten years after enrollment, which is below the national average for college graduates. With median debt of $31,553, many graduates face negative return on investment in their first decade after graduation.
Which programs at University of Phoenix-Texas offer the best job prospects?
Computer and Information Sciences leads with $67,660 average earnings, followed by Finance at $60,173. Business programs vary widely, with some earning $58,221 and others $56,498, while Computer Programming graduates average $54,967.
How much debt do University of Phoenix-Texas students typically graduate with?
The median debt for University of Phoenix-Texas graduates is $31,553. This debt load is concerning given that typical graduate earnings of $37,752 may make loan repayment difficult.
Should I choose University of Phoenix-Texas over a community college or state school?
University of Phoenix-Texas costs significantly more than community colleges and state schools while producing lower average earnings. Students would likely see better financial outcomes at less expensive public institutions.