At $9,657/yr net price, University of Puerto Rico-Bayamon graduates earn $34,409/yr within 10 years of enrollment, which is $409/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $9,657 |
| Estimated 4-Year Cost | $38,628 |
| Median Earnings (10yr post-entry) | $34,409/yr |
| Earnings Premium vs. HS Diploma | +$409/yr |
| Estimated Break-Even | 94.4 years |
| Graduation Rate (6-year) | 31.4% |
| Median Debt at Graduation | $5,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $9,314/yr |
| $30,001 - $48,000 | $9,780/yr |
| $48,001 - $75,000 | $10,808/yr |
| $75,001 - $110,000 | $11,242/yr |
| $110,001+ | $9,655/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Finance and Financial Management Services. | Bachelor | $25,194 | |
| Electrical Engineering Technologies/Technicians. | Bachelor | $15,552 | |
| Business Operations Support and Assistant Services. | Bachelor | $14,072 | |
| Business Administration, Management and Operations. | Bachelor | $13,702 | |
| Accounting and Related Services. | Bachelor | $13,702 | $5,500 |
| Special Education and Teaching. | Bachelor | $9,643 | $5,500 |
The Risk Factor
31.4% of students at University of Puerto Rico-Bayamon graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
University of Puerto Rico-Bayamon offers a low-cost education with concerning financial returns that reflect both local economic conditions and institutional challenges. Your median post-graduation earnings of $34,409 provide modest returns on the $9,657 annual investment, but the 31% graduation rate means most students never see these benefits.
Finance stands out as the only program delivering reasonable earnings at $25,194, though this still falls well below mainland finance salaries. Engineering technology and business programs cluster around $13,000-$15,000 in median earnings, which barely justifies the time investment even at this low tuition rate. The $5,500 median debt load remains manageable regardless of your major choice.
Your biggest financial risk lies in the graduation rate. With seven out of ten students failing to complete their degrees, you face substantial odds of leaving with some debt but no credential. The 78% retention rate suggests many students struggle after the first year.
This school works financially if you need an extremely affordable option, plan to stay in Puerto Rico's job market, and feel confident you can handle the institutional challenges that derail most students. The finance program offers your best shot at meaningful earnings. You should look elsewhere if you can access mainland public universities at similar net costs or if you need higher earning potential to justify your time investment.
With nearly 78% of students receiving aid, financial assistance appears widely available, though the low sticker price means less room for additional merit scholarships.
Frequently Asked Questions
Is University of Puerto Rico-Bayamon worth the cost?
With a low net price of $9,657 and median debt of only $5,500, UPR-Bayamon offers affordable access to higher education. However, the 31% graduation rate and $34,409 average earnings 10 years after graduation suggest mixed returns on investment.
What are the best paying programs at University of Puerto Rico-Bayamon?
Finance graduates earn the highest at $25,194 annually, while most other business and engineering technology programs pay between $13,702-$15,552. These earnings are below national averages but reflect the local Puerto Rico job market.
How much debt do University of Puerto Rico-Bayamon students graduate with?
The median debt is just $5,500, which is significantly lower than most U.S. colleges. This low debt burden makes the school financially accessible even with modest post-graduation earnings.
What is the graduation rate at University of Puerto Rico-Bayamon?
Only 31% of students graduate, which is well below the national average. This low completion rate is a major risk factor that potential students should weigh against the school's affordability.