At $9,657/yr net price, University of Puerto Rico-Bayamon graduates earn $34,409/yr within 10 years of enrollment, which is $409/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $9,657 |
| Estimated 4-Year Cost | $38,628 |
| Median Earnings (10yr post-entry) | $34,409/yr |
| Earnings Premium vs. HS Diploma | +$409/yr |
| Estimated Break-Even | 94.4 years |
| Graduation Rate (6-year) | 31.4% |
| Median Debt at Graduation | $5,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $9,314/yr |
| $30,001 - $48,000 | $9,780/yr |
| $48,001 - $75,000 | $10,808/yr |
| $75,001 - $110,000 | $11,242/yr |
| $110,001+ | $9,655/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Finance and Financial Management Services. | Bachelor | $25,194 | |
| Electrical Engineering Technologies/Technicians. | Bachelor | $15,552 | |
| Business Operations Support and Assistant Services. | Bachelor | $14,072 | |
| Business Administration, Management and Operations. | Bachelor | $13,702 | |
| Accounting and Related Services. | Bachelor | $13,702 | $5,500 |
| Special Education and Teaching. | Bachelor | $9,643 | $5,500 |
The Risk Factor
31.4% of students at University of Puerto Rico-Bayamon graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
The financial return at University of Puerto Rico-Bayamon is weak, and the numbers make that plain. Median earnings ten years out sit near $34,000, which is low even after you account for the modest net price and the small debt load most students carry. The strongest part of this school's picture is cost: you graduate owing about $5,500, so you are not buried in loans. But low debt only helps if earnings follow, and here they largely don't.
Program earnings tell a stark story. Finance is the clear outlier, with graduates reporting roughly $25,000, well above the next program. Electrical engineering technology, business support services, business administration, and accounting all land under $16,000 in the tracked data, with some near $14,000. Those figures are far below what a bachelor's degree in these fields pays on the mainland, and they should temper any expectation that a business or technology major here pays off quickly.
The biggest risk specific to this school is the graduation rate: fewer than a third of students finish. If you enroll and don't complete, you carry whatever cost you paid with no degree to show for it. The 78% retention rate means most students return after year one, so the drop-off happens later.
Net price barely moves across income brackets. A family under $30,000 pays about the same as a family over $110,000, so there is little income-based discount here. If your family earns little, roughly $9,300 a year is still real money against these earnings.
This school fits you if you want to keep debt near zero, live in Puerto Rico, and aim for finance specifically. If you need strong post-graduation income or a high chance of finishing, look elsewhere.
Frequently Asked Questions
Is University of Puerto Rico-Bayamon worth the cost?
With a low net price of $9,657 and median debt of only $5,500, UPR-Bayamon offers affordable access to higher education. However, the 31% graduation rate and $34,409 average earnings 10 years after graduation suggest mixed returns on investment.
What are the best paying programs at University of Puerto Rico-Bayamon?
Finance graduates earn the highest at $25,194 annually, while most other business and engineering technology programs pay between $13,702-$15,552. These earnings are below national averages but reflect the local Puerto Rico job market.
How much debt do University of Puerto Rico-Bayamon students graduate with?
The median debt is just $5,500, which is significantly lower than most U.S. colleges. This low debt burden makes the school financially accessible even with modest post-graduation earnings.
What is the graduation rate at University of Puerto Rico-Bayamon?
Only 31% of students graduate, which is well below the national average. This low completion rate is a major risk factor that potential students should weigh against the school's affordability.