Is University of Southern Indiana Worth It?

University of Southern Indiana gives you a solid financial deal if you pick the right major. At $12,621 a year in net price and roughly $20,000 in median debt at graduation, the debt load stays manageable, and median earnings of $47,605 ten years out clear that debt comfortably. The catch sits in the completion numbers: a 52% graduation rate and 69% retention mean a real chance you leave without a degree but still owe money.

Your major decides everything here. Engineering and industrial production technologies both pay above $63,000, the strongest returns on campus and a good match for the Evansville manufacturing base. Nursing pays $56,554 against modest debt, one of the cleanest debt-to-earnings ratios USI offers. Computer science pays $55,151 but carries the highest debt of the top programs at $23,000, so the margin is thinner. These five programs all beat the school-wide median by a wide gap, which tells you the median gets dragged down by lower-paying fields not shown here. If you enroll undecided or drift toward a major with no earnings data, you carry more risk.

The net price tiers reward lower-income families most. Under $30,000 in family income, you pay about $7,102. above $110,000, you pay $17,421. The jump between the $48-75k and $75-110k brackets is the steepest, adding nearly $4,000, so middle-income families feel the aid cliff hardest.

USI fits you if you're in-state, aiming at nursing, engineering, industrial tech, or CS, and coming from a lower-income household. Look elsewhere if you're unsure of your major or worried about finishing, since the retention and graduation numbers make a half-finished degree a genuine financial risk here.