At $32,342/yr net price, Xavier University graduates earn $64,873/yr within 10 years of enrollment, which is $30,873/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $32,342 |
| Estimated 4-Year Cost | $129,368 |
| Median Earnings (10yr post-entry) | $64,873/yr |
| Earnings Premium vs. HS Diploma | +$30,873/yr |
| Estimated Break-Even | 4.2 years |
| Graduation Rate (6-year) | 70.5% |
| Median Debt at Graduation | $23,250 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $28,499/yr |
| $30,001 - $48,000 | $28,563/yr |
| $48,001 - $75,000 | $31,527/yr |
| $75,001 - $110,000 | $32,456/yr |
| $110,001+ | $34,548/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Master | $84,284 | $41,530 |
| Finance and Financial Management Services. | Master | $78,971 | |
| Health and Medical Administrative Services. | Master | $70,456 | $44,500 |
| Human Resources Management and Services. | Master | $67,660 | |
| Psychology, General. | Master | $66,915 | |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $66,653 | $41,000 |
| Computer Science. | Bachelor | $66,077 | $27,000 |
| Rehabilitation and Therapeutic Professions. | Master | $65,956 | $30,750 |
| Accounting and Related Services. | Bachelor | $57,318 | $27,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $57,115 | $18,750 |
The Risk Factor
70.5% of students at Xavier University graduate within 6 years. A significant share of students finish, but roughly 30% do not complete their degree.
Analysis
Xavier University delivers solid financial returns for most graduates, with median earnings of $64,873 placing it well above the national average for private colleges. Your investment pays off best in business programs, where management majors earn $84,284 annually and finance graduates pull in $78,971.
Business Administration offers the strongest ROI despite carrying higher debt loads of $41,530. Finance majors face similar debt-to-income ratios but command strong starting salaries in Cincinnati's growing financial sector. Health administration graduates earn $70,456, making this program a solid middle-tier choice for the healthcare-focused economy.
Psychology majors should proceed carefully. While the $66,915 median salary sounds reasonable, this figure likely reflects graduate school completers rather than bachelor's degree holders entering the workforce directly. If you plan to stop at the undergraduate level, expect significantly lower initial earnings.
Xavier's main financial risk lies in its 70.5% graduation rate. Nearly three in ten students leave without a degree but still carry debt. The 82.8% retention rate suggests most departures happen after freshman year, often due to financial pressures from the $32,342 annual net price.
You'll find limited financial aid here, with only 14.5% of students receiving need-based assistance. This makes Xavier primarily suitable for middle and upper-middle-class families who can handle the cost without extensive borrowing. Merit scholarships exist but competition is fierce.
Xavier works best if you're targeting business careers in the Midwest and can afford the price tag. Look elsewhere if you need substantial financial aid or plan to major outside business and healthcare fields.
Frequently Asked Questions
Is Xavier University worth the cost compared to other schools?
Xavier University's graduates earn $64,873 after 10 years, which is solid but not exceptional for a $32,342 annual net price. The debt-to-income ratio is reasonable at $23,250 median debt, making it a middle-of-the-road choice financially.
Which Xavier University programs offer the best return on investment?
Business Administration and Finance programs at Xavier University deliver strong returns, with graduates earning $84,284 and $78,971 respectively. Psychology majors earn significantly less at $66,915, making program choice critical for ROI.
How much debt do Xavier University graduates typically have?
Xavier University graduates carry a median debt of $23,250, which is manageable given typical starting salaries. However, 30% of students don't graduate, meaning some leave with debt but no degree.
Does Xavier University provide good financial aid to reduce costs?
Xavier University's net price of $32,342 suggests decent financial aid, but families still pay substantial amounts. The 70% graduation rate means nearly one in three students don't finish, potentially wasting financial aid investments.