At $32,342/yr net price, Xavier University graduates earn $64,873/yr within 10 years of enrollment, which is $30,873/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $32,342 |
| Estimated 4-Year Cost | $129,368 |
| Median Earnings (10yr post-entry) | $64,873/yr |
| Earnings Premium vs. HS Diploma | +$30,873/yr |
| Estimated Break-Even | 4.2 years |
| Graduation Rate (6-year) | 70.5% |
| Median Debt at Graduation | $23,250 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $28,499/yr |
| $30,001 - $48,000 | $28,563/yr |
| $48,001 - $75,000 | $31,527/yr |
| $75,001 - $110,000 | $32,456/yr |
| $110,001+ | $34,548/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Master | $84,284 | $41,530 |
| Finance and Financial Management Services. | Master | $78,971 | |
| Health and Medical Administrative Services. | Master | $70,456 | $44,500 |
| Human Resources Management and Services. | Master | $67,660 | |
| Psychology, General. | Master | $66,915 | |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $66,653 | $41,000 |
| Computer Science. | Bachelor | $66,077 | $27,000 |
| Rehabilitation and Therapeutic Professions. | Master | $65,956 | $30,750 |
| Accounting and Related Services. | Bachelor | $57,318 | $27,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $57,115 | $18,750 |
The Risk Factor
70.5% of students at Xavier University graduate within 6 years. A significant share of students finish, but roughly 30% do not complete their degree.
Analysis
Xavier University gives you a solid but not spectacular financial return. You pay a net price above $32,000 a year, and a decade after enrolling the median graduate earns just under $65,000. The 70% graduation rate and 83% retention matter here: you are likely to finish, which is the biggest factor in whether the price pays off at all. Median debt of $23,250 stays below the median earnings, so most graduates aren't drowning in loans.
Computer Science is the clear winner, and it's the only listed program where graduates out-earn the school-wide median. Accounting and nursing land close together in the high $50,000s, but nursing is the smarter buy because you take on roughly $8,000 less debt for nearly the same paycheck. Economics and business management sit at the bottom near $50,000, meaning you carry the same $27,000 debt load as computer science graduates for $14,000 less annual pay.
The financial risk here is the price tag itself. Xavier costs the same whether you study computer science or business, but the payoff varies by $16,000 a year depending on your major. Picking a lower-earning program at this price stretches your break-even timeline.
The net price barely moves across income brackets. Families earning under $30,000 pay about $28,500, and families over $110,000 pay $34,500 -- a gap of only $6,000. If your family income is low, Xavier does not discount steeply for you, so the sticker shock is real regardless of what you earn.
Xavier fits you if you're heading into computer science, nursing, or accounting and can finish in four years. If you want a business or economics degree, the numbers say look for a cheaper option that lands you in the same salary range.
Frequently Asked Questions
Is Xavier University worth the cost compared to other schools?
Xavier University's graduates earn $64,873 after 10 years, which is solid but not exceptional for a $32,342 annual net price. The debt-to-income ratio is reasonable at $23,250 median debt, making it a middle-of-the-road choice financially.
Which Xavier University programs offer the best return on investment?
Business Administration and Finance programs at Xavier University deliver strong returns, with graduates earning $84,284 and $78,971 respectively. Psychology majors earn significantly less at $66,915, making program choice critical for ROI.
How much debt do Xavier University graduates typically have?
Xavier University graduates carry a median debt of $23,250, which is manageable given typical starting salaries. However, 30% of students don't graduate, meaning some leave with debt but no degree.
Does Xavier University provide good financial aid to reduce costs?
Xavier University's net price of $32,342 suggests decent financial aid, but families still pay substantial amounts. The 70% graduation rate means nearly one in three students don't finish, potentially wasting financial aid investments.